Below is just a sample of the many programs we offer.  


"We believe that every client's situation is unique.
We are here to help identify and obtain the best program for you."

Let one of our experts help you find the right loan for your situation - Click Here


CONVENTIONAL

These are the "traditional" mortgages that most clients think of when they hear the word mortgage.
 
However, most do not know that we can structure:
 
  1. Fixed and adjustable rate mortgages 
  2. Terms from 10-30 years
  3. Down payments as little as 1%.
  4. Refinances available up to 97% loan to value!

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VA

 Veterans Administration Loans
 
  1. Available to Veterans
  2. Federally Insured
  3. Little to No down payment required 
  4. No monthly mortgage insurance
  5. Typically lower rates than conventional mortgages

Some may also qualify for a loan with no VA Funding Fee

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FHA

Federal Housing Administration backed loans
  • Minimum down payments as low as 3.5%.
  • Great loans for clients who have lower credit scores.
  • The rates on FHA loans are not as sensitive to credit as conventional loans are.
For borrowers with existing FHA loans, we offer a "streamline" refinance
  • No appraisal requirements
  • No income requirements.


JUMBO

  1. For clients looking to borrow more than what is allowed under the "conforming" county limit.  
  2. We offer great fixed and adjustable rate programs for Jumbo loans.

 

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CONSTRUCTION

Rehabilitation and Renovation Funding
 
  1. Buy a home that needs repairs or updating
  2. Low down payment requirements!
  3. Available through our FHA 203k and Fannie Mae HomeStyle programs

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REVERSE MORTGAGE

  • For homeoweners or homebuyers 62 or older
  • Allows you to convert the equity in your home into income.  
  • You can take funds in a lump sum payment, monthly distributions, or a line of credit.

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PORTFOLIO "NICHE" LOANS

We offer
  1. Loans to clients who may have damaged credit
  2. Alternative income approaches such as bank statement programs for self-employed individuals
  3. Asset depletion 
  4. Pledged assets programs for those who have strong cash reserves but low monthly income
  5. Arrange loans to non-US citizens (foreign nationals)

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About

Independence Home Mortgage Corp. is a residential mortgage company dedicated to the American Dream of home ownership. We are a customer focused mortgage brokerage firm who strives to build lasting relationships by providing personalized mortgage solutions and unsurpassed service. We offer residential loans including conforming conventional, jumbo, FHA, VA, USDA, and portfolio options. We arrange financing for purchase, refinance, construction, and reverse mortgages on multiple property types. ...

 

Contact Us

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- NMLS: 122142
720 Johnsville Blvd
Suite 1205B
Warminster, Pennsylvania 18974
Phone: (215) 323-4120
Email: information@ihmtg.com

 

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© 2018 Independence Home Mortgage Corp NMLS ID# 122142.  All rights reserved.  This is not a commitment to make a loan.  The terms and conditions in connection with any extension of credit are effective as of the date you receive material and are subject to change within the sole discretion of Independence Home Mortgage Corp without notice.  All loans are subject to credit and property approval.  Not all products are available for all loan amounts, programs or credit grades.  Other restrictions and limitations apply.  There are maximum loan amounts.  All loan approvals are subject to underwriting guidelines through third party providers. Independence Home Mortgage Corp is a licensed mortgage broker, NJ Department of Banking and Insurance and Pennsylvania Department of Banking and Securities.  Registered Mortgage Broker - NYS Department of Financial Services.  All loans arranged with Third Party Providers.  

This site is not authorized by the New York Department of Financial Services. As such, no mortgage loans for properties located in New York will be accepted through this site.