Independence Home Mortgage Corp. is a residential mortgage company dedicated to the American Dream of homeownership. We are a customer focused mortgage brokerage firm who strives to build lasting relationships by providing personalized mortgage solutions and unsurpassed service.
How do we do this?
1. We take the time to assess our client's income, credit, and asset profiles so that we can best arrange a loan that will fit their needs and get them the best possible interest rate.
2. We educate our clients and offer solutions. There are MANY mortgage products in the marketplace. But finding the right one depends on a host of individual factors. Debt to income ratios, credit scores, value of the property, to name a few. Most people do not know or do not have the time to research them all. It is OUR job to know what is out there and what it takes for our clients to qualify.
3. We move quickly. If you are purchasing a home, we want your loan to be approved within 2-3 days of application and cleared to close weeks in advance of settlement. If you are refinancing, we want to close the transaction within 3 weeks of application, if not sooner. We work to get all of the necessary information and documentation from you early on in the process, so that when your loan is approved it is done so with as little number of open conditions as possible, so that we can streamline the final items required for a clear to close.
4. We use technology. Electronic document signing, automatic loan status updates for clients and referral partners. This keeps our clients, and their referral partners, such as realtors, attorneys, and title companies, up-to-date with the progress of the loan application. When your loan is approved, you will know within moments.
5. We employ dedicated people. While it is true that there are thousands of professionals employed in the mortgage industry, we only want those who are willing to make every effort to deliver for our clients. Early morning or late evening phone calls, emails, or texts. Working on the weekends. It is what we do.