About New Jersey VA Home Loans- Click here for Pennsylvania VA Loans

VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, The Veteran Adminstration  provides a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.

VA Home Loans are provided by private lenders, such as banks and mortgage companies. The VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.

VA Loans Overview 

 

  • Available to Veterans

‚Äč

  • Federally Insured

 

  • Little or No down payment required 

 

  • No monthly mortgage insurance

 

  • Typically lower rates than conventional mortgages

 

 

 

 

 

 

 

 

 

 

 

 

 

*Some may also qualify for a loan with no VA Funding Fee

 

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VA Loan Eligibility 

 

  • You must have served on active duty for 90 consecutive days or more in wartime  

    OR

  • 181 days or more during peacetime

OR

  • You have more than 6 years of service in the National Guard or Reserves,

OR

  • You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability.

 

 

 

 

 

 

 

 

*For Specific Eligibility Rules Click Here

 

 

Click here to talk to our specialist 

 

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VA Loan Limitions 

 

For 2018 the New Jersey Limatation for VA loans 

 

  • Atlantic County $453,100
  • Bergen County $679,650
  • Burlington County $453,100
  • Camden County $453,100
  • Cape May County $453,100
  • Cumberland County $453,100
  • Essex County $679,650
  • Gloucester County $453,100
  • Hudson County $679,650
  • Hunterdon County $679,650
  • Mercer County $453,100
  • Middlesex County $679,650
  • Monmouth County $679,650
  • Morris County $679,650
  • Ocean County $679,650
  • Passaic County $679,650
  • Salem County $453,100
  • Somerset County $679,650
  • Sussex County $679,650
  • Union County $679,650
  • Warren County $453,100

 

 

 

 

 

 

*For the full list  of current New Jersey County Limits on VA loans   Click Here 

 

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About

Independence Home Mortgage Corp. is a residential mortgage company dedicated to the American Dream of home ownership. We are a customer focused mortgage brokerage firm who strives to build lasting relationships by providing personalized mortgage solutions and unsurpassed service. We offer residential loans including conforming conventional, jumbo, FHA, VA, USDA, and portfolio options. We arrange financing for purchase, refinance, construction, and reverse mortgages on multiple property types. ...

 

Contact Us

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- NMLS: 122142
720 Johnsville Blvd
Suite 1205B
Warminster, Pennsylvania 18974
Phone: (215) 323-4120
Email: information@ihmtg.com

 

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© 2018 Independence Home Mortgage Corp NMLS ID# 122142.  All rights reserved.  This is not a commitment to make a loan.  The terms and conditions in connection with any extension of credit are effective as of the date you receive material and are subject to change within the sole discretion of Independence Home Mortgage Corp without notice.  All loans are subject to credit and property approval.  Not all products are available for all loan amounts, programs or credit grades.  Other restrictions and limitations apply.  There are maximum loan amounts.  All loan approvals are subject to underwriting guidelines through third party providers. Independence Home Mortgage Corp is a licensed mortgage broker, NJ Department of Banking and Insurance and Pennsylvania Department of Banking and Securities.  Registered Mortgage Broker - NYS Department of Financial Services.  All loans arranged with Third Party Providers.  

This site is not authorized by the New York Department of Financial Services. As such, no mortgage loans for properties located in New York will be accepted through this site.