Pennsylvania VA Home Loans- Click here for New Jersey VA Loans

VA helps service members, veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, The Veterans Adminstration provides a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.

VA Home Loans are provided by private lenders, such as banks and mortgage companies. The VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.

VA Loans Overview 


  • Available to Veterans


  • Federally Insured


  • Little or No down payment required 


  • No monthly mortgage insurance


  • Typically lower rates than conventional mortgages














*Some may also qualify for a loan with no VA Funding Fee


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VA Loan Eligibility 


  • You must have served on active duty for 90 consecutive days or more in wartime  


  • 181 days or more during peacetime


  • You have more than 6 years of service in the National Guard or Reserves,


  • You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability.









*For Specific Eligibility Rules Click Here 



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VA Loan Limitations 


For 2018 the Pennsylvania Limatation for VA loans is 453,100 

*The exception is Pike county which is $679,650

  • Pike County $679,650
  • Allegheny County $453,100
  • Beaver County $453,100
  • Berks County $453,100
  • Bucks County $453,100
  • Butler County $453,100
  • Chester County $453,100
  • Cumberland County $453,100
  • Dauphin County $453,100
  • Delaware County $453,100
  • Erie County $453,100
  • Franklin County $453,100
  • Huntingdon County $453,100
  • Jefferson County $453,100
  • Juniata County $453,100
  • Lancaster County $453,100
  • Lehigh County $453,100
  • Luzerne County $453,100
  • Mercer County $453,100
  • Mifflin County $453,100
  • Montgomery County $453,100
  • Northampton County $453,100
  • Northumberland County $453,100
  • Philadelphia County $453,100
  • Schuylkill County $453,100
  • Susquehanna County $453,100
  • Tioga County $453,100
  • Warren County $453,100
  • Washington County $453,100
  • Wayne County $453,100
  • Westmoreland County $453,100
  • York County $453,100

*For the full list of  County Limits for VA Loans in Pennsylvania   Click Here  


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Independence Home Mortgage Corp. is a residential mortgage company dedicated to the American Dream of home ownership. We are a customer focused mortgage brokerage firm who strives to build lasting relationships by providing personalized mortgage solutions and unsurpassed service. We offer residential loans including conforming conventional, jumbo, FHA, VA, USDA, and portfolio options. We arrange financing for purchase, refinance, construction, and reverse mortgages on multiple property types. ...


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- NMLS: 122142
720 Johnsville Blvd
Suite 1205B
Warminster, Pennsylvania 18974
Phone: (215) 323-4120


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© 2019 Independence Home Mortgage Corp NMLS ID# 122142.  All rights reserved.  This is not a commitment to make a loan.  The terms and conditions in connection with any extension of credit are effective as of the date you receive material and are subject to change within the sole discretion of Independence Home Mortgage Corp without notice.  All loans are subject to credit and property approval.  Not all products are available for all loan amounts, programs or credit grades.  Other restrictions and limitations apply.  There are maximum loan amounts.  All loan approvals are subject to underwriting guidelines through third party providers. Independence Home Mortgage Corp is a licensed mortgage broker, NJ Department of Banking and Insurance, Pennsylvania Department of Banking and Securities, and Florida Office of Financial Regulation.  Registered Mortgage Broker - NYS Department of Financial Services.  All loans arranged with Third Party Providers.  

This site is not authorized by the New York Department of Financial Services. As such, no mortgage loans for properties located in New York will be accepted through this site.